Kentucky Insurance CE Courses (2026)
To renew your Insurance license in Kentucky you need to satisfy the Kentucky Department of Insurance's continuing education (CE) requirement — about 24 hours per 2-year cycle. Below is what the board requires and a comparison of course providers that offer qualifying CE. This is an unofficial guide — confirm any course is board-approved before you buy.
What Kentucky requires for Insurance renewal
| CE hours required | 24 hours per cycle |
|---|---|
| Renewal cycle | 24 months |
| CE tracking system | NIPR |
| Governing body | Kentucky Department of Insurance |
Resident individual agents must complete 24 hours of approved CE per biennium, including at least 3 hours of ethics. Hours may be classroom, correspondence, or self-study; only department-approved courses count, and a course counts only once per biennium. Up to 12 unused hours carry over to the next compliance period as general hours. CE applies to major lines of authority (life, health, property, casualty, variable life/variable annuity, personal lines); limited lines such as credit, crop, and travel are exempt. CE must be completed by the last day of the birth month at the close of the biennium. No specific separate flood/LTC/annuity-suitability hour mandate was verified on the official source reviewed.
Full Insurance renewal guide for Kentucky (deadlines, fees & CE) →
Kentucky Insurance CE course providers
- WebCE
State-approved insurance CE incl. ethics, LTC, and annuity training packages.
- Kaplan Financial Education
Insurance CE and exam prep across life, health, and property/casualty lines.
- ExamFX
Online insurance CE and pre-licensing accepted across most states.
- A.D. Banker & Company
Insurance CE, ethics, and line-specific training by state.
Kentucky Insurance CE courses: frequently asked questions
How many CE hours do I need to renew my Insurance license in Kentucky?
Kentucky requires about 24 continuing-education hours per renewal cycle. Resident individual agents must complete 24 hours of approved CE per biennium, including at least 3 hours of ethics. Hours may be classroom, correspondence, or self-study; only department-approved courses count, and a course counts only once per biennium. Up to 12 unused hours carry over to the next compliance period as general hours. CE applies to major lines of authority (life, health, property, casualty, variable life/variable annuity, personal lines); limited lines such as credit, crop, and travel are exempt. CE must be completed by the last day of the birth month at the close of the biennium. No specific separate flood/LTC/annuity-suitability hour mandate was verified on the official source reviewed.
Do online Insurance CE courses count in Kentucky?
Online courses generally count when the provider is approved by or recognized by the Kentucky Department of Insurance and the completion is reported through NIPR. Always confirm a course is accepted before you buy it.
Where do I report my Kentucky Insurance CE?
Kentucky uses NIPR to track Insurance continuing education. Make sure your completions post there before you renew.
Requirement last verified 2026-06-01 from the Kentucky Department of Insurance. Always confirm current rules with the board before relying on this.