Michigan Insurance CE Courses (2026)
To renew your Insurance license in Michigan you need to satisfy the Michigan Department of Insurance and Financial Services (DIFS)'s continuing education (CE) requirement — about 24 hours per 2-year cycle. Below is what the board requires and a comparison of course providers that offer qualifying CE. This is an unofficial guide — confirm any course is board-approved before you buy.
What Michigan requires for Insurance renewal
| CE hours required | 24 hours per cycle |
|---|---|
| Renewal cycle | 24 months |
| CE tracking system | NIPR |
| Governing body | Michigan Department of Insurance and Financial Services (DIFS) |
Resident producers must earn 24 credits of state-approved CE every two years, including a minimum of 3 credits in ethics; the remaining 21 may be in any line (accident & health, life, property, casualty, etc.). Ethics credits beyond 3 count as general credits. No specific long-term care, annuity suitability, or flood CE mandate is published on these pages. Up to 12 excess credits may carry over to the next review period. Certain limited lines (e.g., Limited Life; Turkey, Crop and Hail; Travel/Accident/Baggage; Title; Credit; Limited Lines Property and Casualty) are exempt from CE. Nonresidents satisfy Michigan CE by meeting their home-state requirements (reciprocal). Providers report credits to DIFS electronically within 30 days, with a $1.00 per credit-hour reporting fee paid by the licensee.
Full Insurance renewal guide for Michigan (deadlines, fees & CE) →
Michigan Insurance CE course providers
- WebCE
State-approved insurance CE incl. ethics, LTC, and annuity training packages.
- Kaplan Financial Education
Insurance CE and exam prep across life, health, and property/casualty lines.
- ExamFX
Online insurance CE and pre-licensing accepted across most states.
- A.D. Banker & Company
Insurance CE, ethics, and line-specific training by state.
Michigan Insurance CE courses: frequently asked questions
How many CE hours do I need to renew my Insurance license in Michigan?
Michigan requires about 24 continuing-education hours per renewal cycle. Resident producers must earn 24 credits of state-approved CE every two years, including a minimum of 3 credits in ethics; the remaining 21 may be in any line (accident & health, life, property, casualty, etc.). Ethics credits beyond 3 count as general credits. No specific long-term care, annuity suitability, or flood CE mandate is published on these pages. Up to 12 excess credits may carry over to the next review period. Certain limited lines (e.g., Limited Life; Turkey, Crop and Hail; Travel/Accident/Baggage; Title; Credit; Limited Lines Property and Casualty) are exempt from CE. Nonresidents satisfy Michigan CE by meeting their home-state requirements (reciprocal). Providers report credits to DIFS electronically within 30 days, with a $1.00 per credit-hour reporting fee paid by the licensee.
Do online Insurance CE courses count in Michigan?
Online courses generally count when the provider is approved by or recognized by the Michigan Department of Insurance and Financial Services (DIFS) and the completion is reported through NIPR. Always confirm a course is accepted before you buy it.
Where do I report my Michigan Insurance CE?
Michigan uses NIPR to track Insurance continuing education. Make sure your completions post there before you renew.
Requirement last verified 2026-06-01 from the Michigan Department of Insurance and Financial Services (DIFS). Always confirm current rules with the board before relying on this.
Official Michigan Department of Insurance and Financial Services (DIFS) site →