Insurance License Renewal in Alabama (2026)

Insurance license renewal in Alabama is handled by the Alabama Department of Insurance (ALDOI), which requires Insurance Producer (Agent)s to renew every 24 months. Below are the renewal deadline rule, continuing-education (CE) hours, fees, and a direct link to the official renewal page — last verified 2026-06-01. This is an unofficial guide; always confirm the details with the board before you file.

Alabama Insurance renewal at a glance

Renewal cycle24 months
Deadline ruleResident individual producer licenses renew biennially based on the licensee's month and year of birth. The license expires at the end of the licensee's birth month every two years — in odd-numbered years for those born in odd years and even-numbered years for those born in even years. A 30-day grace period follows expiration.
CE hours required24 hours
Renewal fee$70.00
Online renewalYes
CE tracking systemNIPR
Governing bodyAlabama Department of Insurance (ALDOI)

Go to the official Alabama Department of Insurance (ALDOI) renewal page →

Last verified 2026-06-01 from the Alabama Department of Insurance (ALDOI). automated research workflow (official alabama Department of Insurance), confidence high.

Continuing-education requirements for Insurances in Alabama

Resident producers must complete 24 hours of continuing education each biennial cycle, of which at least 3 hours must be in ethics. Excess credits do not carry forward and a course cannot be repeated for credit within the same 2-year term. A reduced 12-hour requirement (2 hours ethics) applies to a producer/service representative employed to work only in the office of an employing producer or insurer who is not licensed as a non-resident elsewhere. Producers limited to certain lines only (credit, rental vehicle, crop, portable electronic, travel, motor club, dental services, legal services) are exempt from CE. No specific long-term care, annuity-suitability, or flood CE hour mandate was confirmed on the official pages reviewed.

Need approved hours? Compare Alabama Insurance CE courses (some links are affiliate links).

How to renew your Insurance license in Alabama

  1. Confirm your renewal deadline and current status on the Alabama Department of Insurance (ALDOI) portal.
  2. Complete the required 24 CE hours and confirm they appear in NIPR.
  3. Submit the renewal application and pay the current fee online.
  4. Keep proof of CE and your renewal confirmation for your records.
Good to know: CE must be completed before the online renewal can be finalized. Online renewal is processed through NIPR (a $5 NIPR transaction fee applies on top of the $70 state fee); Sircon is also referenced as an option. After the 30-day grace period, the license may be reinstated up to 12 months from the last day of the birth month without re-examination by paying twice the renewal fee (and, for residents, completing required CE). Fee/late-fee/CE figures were verified via official aldoi.gov page content; direct page fetches timed out from the research environment, so values were confirmed through cached official-page search snippets rather than a live render.

Insurance license renewal in Alabama: frequently asked questions

How often do I renew my Insurance license in Alabama?

Alabama Insurance licenses renew every 24 months. Resident individual producer licenses renew biennially based on the licensee's month and year of birth. The license expires at the end of the licensee's birth month every two years — in odd-numbered years for those born in odd years and even-numbered years for those born in even years. A 30-day grace period follows expiration.

How many CE hours are required to renew an Insurance license in Alabama?

Approximately 24 continuing-education hours per cycle. Resident producers must complete 24 hours of continuing education each biennial cycle, of which at least 3 hours must be in ethics. Excess credits do not carry forward and a course cannot be repeated for credit within the same 2-year term. A reduced 12-hour requirement (2 hours ethics) applies to a producer/service representative employed to work only in the office of an employing producer or insurer who is not licensed as a non-resident elsewhere. Producers limited to certain lines only (credit, rental vehicle, crop, portable electronic, travel, motor club, dental services, legal services) are exempt from CE. No specific long-term care, annuity-suitability, or flood CE hour mandate was confirmed on the official pages reviewed. Confirm the current requirement with the Alabama Department of Insurance (ALDOI).

Can I renew my Alabama Insurance license online?

Yes — Alabama offers online renewal through the Alabama Department of Insurance (ALDOI). Use the official link on this page.

What happens if I let my Alabama Insurance license expire?

Practicing on an expired license is generally prohibited and can carry penalties. A late fee of about $50 may apply. Contact the Alabama Department of Insurance (ALDOI) promptly if your license has lapsed.

Renew the same license in another state

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