Insurance License Renewal in Minnesota (2026)

Insurance license renewal in Minnesota is handled by the Minnesota Department of Commerce (Insurance Licensing), which requires Insurance Producer (Agent)s to renew every 24 months. Below are the renewal deadline rule, continuing-education (CE) hours, fees, and a direct link to the official renewal page — last verified 2026-06-01. This is an unofficial guide; always confirm the details with the board before you file.

Minnesota Insurance renewal at a glance

Renewal cycle	24 months
Deadline rule	Resident individual producer licenses renew on a two-year (biennial) cycle, expiring on the last day of the licensee's birth month. Renewal may be submitted up to 90 days before the expiration date, and the CE transcript must show CE compliance on or before the expiration date for the renewal to be approved.
CE hours required	24 hours
Renewal fee	see board (fee not fixed/published)
Online renewal	Yes
CE tracking system	Sircon
Governing body	Minnesota Department of Commerce (Insurance Licensing)

Go to the official Minnesota Department of Commerce (Insurance Licensing) renewal page →

Last verified 2026-06-01 from the Minnesota Department of Commerce (Insurance Licensing). automated research workflow (official minnesota Department of Insurance), confidence high.

Continuing-education requirements for Insurances in Minnesota

24 hours of approved insurance CE must be completed each two-year licensing period before the renewal deadline. At least 3 of those hours must be in ethics. At least 12 hours must not be sponsored by, offered by, or affiliated with an insurance company or its agents (i.e., no more than half from company-affiliated courses). No more than 8 CE hours may be credited in a single day, and a course cannot be repeated for credit within the same licensing period. Courses and providers must be approved by the Department; no specific line-of-authority CE (long-term care, annuity suitability, flood) was found on the official Commerce pages reviewed.

Need approved hours? Compare Minnesota Insurance CE courses (some links are affiliate links).

How to renew your Insurance license in Minnesota

Confirm your renewal deadline and current status on the Minnesota Department of Commerce (Insurance Licensing) portal.
Complete the required 24 CE hours and confirm they appear in Sircon.
Submit the renewal application and pay the current fee online.
Keep proof of CE and your renewal confirmation for your records.

Good to know: Renewal is not a single flat fee: the Department's license-renewal page lists $50 per line of authority plus a technology surcharge, so renewal_fee_usd is left null because there is no single fixed resident-producer renewal fee. A late renewal triggers reinstatement requiring a penalty of twice the unpaid renewal fee (per the renewal page); since that scales with lines/fees rather than a fixed dollar amount, late_fee_usd is null. Producers verify and renew through Sircon, which also hosts approved CE/prelicense courses; the CE transcript must reflect compliance on or before the expiration date before renewal is approved. The 90-day early-renewal window and CE-compliance gate are stated on the official Commerce renewal page; CE hour/ethics specifics are from the official Commerce Education-for-Licensees page.

Insurance license renewal in Minnesota: frequently asked questions

How often do I renew my Insurance license in Minnesota?

Minnesota Insurance licenses renew every 24 months. Resident individual producer licenses renew on a two-year (biennial) cycle, expiring on the last day of the licensee's birth month. Renewal may be submitted up to 90 days before the expiration date, and the CE transcript must show CE compliance on or before the expiration date for the renewal to be approved.

How many CE hours are required to renew an Insurance license in Minnesota?

Approximately 24 continuing-education hours per cycle. 24 hours of approved insurance CE must be completed each two-year licensing period before the renewal deadline. At least 3 of those hours must be in ethics. At least 12 hours must not be sponsored by, offered by, or affiliated with an insurance company or its agents (i.e., no more than half from company-affiliated courses). No more than 8 CE hours may be credited in a single day, and a course cannot be repeated for credit within the same licensing period. Courses and providers must be approved by the Department; no specific line-of-authority CE (long-term care, annuity suitability, flood) was found on the official Commerce pages reviewed. Confirm the current requirement with the Minnesota Department of Commerce (Insurance Licensing).

Can I renew my Minnesota Insurance license online?

Yes — Minnesota offers online renewal through the Minnesota Department of Commerce (Insurance Licensing). Use the official link on this page.

What happens if I let my Minnesota Insurance license expire?

Practicing on an expired license is generally prohibited and can carry penalties. Late or reactivation fees may apply. Contact the Minnesota Department of Commerce (Insurance Licensing) promptly if your license has lapsed.

Renew the same license in another state

All states: Insurance Producer (Agent) renewal