Insurance License Renewal in Mississippi (2026)

Insurance license renewal in Mississippi is handled by the Mississippi Insurance Department, which requires Insurance Producer (Agent)s to renew every 24 months. Below are the renewal deadline rule, continuing-education (CE) hours, fees, and a direct link to the official renewal page — last verified 2026-06-01. This is an unofficial guide; always confirm the details with the board before you file.

Mississippi Insurance renewal at a glance

Renewal cycle	24 months
Deadline rule	Resident producer licenses renew biennially, with the expiration date set according to the licensee's birth month. Renewed licenses are issued on a biennial basis with a minimum term of 13 months and a maximum term of 24 months; the license must be renewed before its expiration date.
CE hours required	24 hours
Renewal fee	see board (fee not fixed/published)
Online renewal	Yes
CE tracking system	Sircon
Governing body	Mississippi Insurance Department

Go to the official Mississippi Insurance Department renewal page →

Last verified 2026-06-01 from the Mississippi Insurance Department. automated research workflow (official mississippi Department of Insurance), confidence high.

Continuing-education requirements for Insurances in Mississippi

For a license in effect 19-24 months, a resident producer must complete 24 hours of CE including 3 hours of ethics; for a shorter term (13-18 months) only 12 hours are required. Of the 24 hours, the ethics requirement is 3 hours. Carryover hours are not permitted. New producers are exempt for the period in which the license is issued, and producers age 65+ with 25 continuous years of licensure may apply for a CE waiver. Line-specific notes: a one-time annuity sales/suitability training requirement applies to producers selling annuities, and producers participating in the NFIP Agent Leads Referral Program must complete a one-time 3-hour flood (NFIP) course. All CE is tracked through Sircon.

Need approved hours? Compare Mississippi Insurance CE courses (some links are affiliate links).

How to renew your Insurance license in Mississippi

Confirm your renewal deadline and current status on the Mississippi Insurance Department portal.
Complete the required 24 CE hours and confirm they appear in Sircon.
Submit the renewal application and pay the current fee online.
Keep proof of CE and your renewal confirmation for your records.

Good to know: The MID does not publish a single fixed resident producer renewal fee on its licensing pages; the fee is set by statute (Miss. Code Ann. sections 27-15-87 and 27-15-93) and appears on the individualized renewal invoice, so renewal_fee_usd is left null. Online renewal is available via Sircon (sircon.com/mississippi) and NIPR (nipr.com); the $50 late fee applies when reinstating within one year after expiration, and resident producers have only one year after expiration to renew without retesting (Miss. Code section 83-17-63). Pearson VUE administers pre-licensing exams (not relevant to renewal). Statutory basis: a producer license remains in effect as long as fees are paid and CE requirements are met by the due date.

Insurance license renewal in Mississippi: frequently asked questions

How often do I renew my Insurance license in Mississippi?

Mississippi Insurance licenses renew every 24 months. Resident producer licenses renew biennially, with the expiration date set according to the licensee's birth month. Renewed licenses are issued on a biennial basis with a minimum term of 13 months and a maximum term of 24 months; the license must be renewed before its expiration date.

How many CE hours are required to renew an Insurance license in Mississippi?

Approximately 24 continuing-education hours per cycle. For a license in effect 19-24 months, a resident producer must complete 24 hours of CE including 3 hours of ethics; for a shorter term (13-18 months) only 12 hours are required. Of the 24 hours, the ethics requirement is 3 hours. Carryover hours are not permitted. New producers are exempt for the period in which the license is issued, and producers age 65+ with 25 continuous years of licensure may apply for a CE waiver. Line-specific notes: a one-time annuity sales/suitability training requirement applies to producers selling annuities, and producers participating in the NFIP Agent Leads Referral Program must complete a one-time 3-hour flood (NFIP) course. All CE is tracked through Sircon. Confirm the current requirement with the Mississippi Insurance Department.

Can I renew my Mississippi Insurance license online?

Yes — Mississippi offers online renewal through the Mississippi Insurance Department. Use the official link on this page.

What happens if I let my Mississippi Insurance license expire?

Practicing on an expired license is generally prohibited and can carry penalties. A late fee of about $50 may apply. Contact the Mississippi Insurance Department promptly if your license has lapsed.

Renew the same license in another state

All states: Insurance Producer (Agent) renewal