Insurance License Renewal in California (2026)

Insurance license renewal in California is handled by the California Department of Insurance (CDI), which requires Insurance Producer (Agent)s to renew every 24 months. Below are the renewal deadline rule, continuing-education (CE) hours, fees, and a direct link to the official renewal page — last verified 2026-06-01. This is an unofficial guide; always confirm the details with the board before you file.

California Insurance renewal at a glance

Renewal cycle	24 months
Deadline rule	Resident producer (broker-agent / life / accident-and-health) licenses are issued for a two-year term. The license expires on the last day of the same calendar month in which it was originally issued, two years later. Renewal requirements (including CE and ethics) must be completed before that expiration date to renew on time; CDI recommends completing CE at least 60 days before expiration so providers can report it.
CE hours required	24 hours
Renewal fee	$188.00
Online renewal	Yes
CE tracking system	Sircon
Governing body	California Department of Insurance (CDI)

Go to the official California Department of Insurance (CDI) renewal page →

Last verified 2026-06-01 from the California Department of Insurance (CDI). automated research workflow (official california Department of Insurance), confidence high.

Continuing-education requirements for Insurances in California

Resident broker-agents must complete a minimum of 24 CE credit hours each two-year license term, which must include 3 hours of ethics CE. Line-specific add-ons apply: Long-Term Care sellers must complete 8 hours of LTC training before each license renewal (after the initial four 12-month periods of 8 hours each); life agents selling annuities must complete an initial 8-hour annuity course before soliciting, then a 4-hour annuity training each two-year term. (No general flood-specific CE mandate identified.)

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How to renew your Insurance license in California

Confirm your renewal deadline and current status on the California Department of Insurance (CDI) portal.
Complete the required 24 CE hours and confirm they appear in Sircon.
Submit the renewal application and pay the current fee online.
Keep proof of CE and your renewal confirmation for your records.

Good to know: Fee schedule lists the resident producer renewal fee under Insurance Code sections 1750/1626 as $94 per year, i.e. $188 for the standard two-year term (confirmed by the Personal Lines Broker-Agent two-year renewal fee of $188). Late renewal requires a 50% penalty fee added to the renewal fee (50% of $188 = $94) plus reestablishing company appointments; licensees have exactly one calendar year after expiration to late-renew before a new application is required. Online renewal/late-renewal is handled through Sircon ("Renew or Reinstate a License"). CDI emails a renewal notice roughly 90 days before expiration. Combined property + casualty broker-agent licenses renewed together pay a single renewal fee.

Insurance license renewal in California: frequently asked questions

How often do I renew my Insurance license in California?

California Insurance licenses renew every 24 months. Resident producer (broker-agent / life / accident-and-health) licenses are issued for a two-year term. The license expires on the last day of the same calendar month in which it was originally issued, two years later. Renewal requirements (including CE and ethics) must be completed before that expiration date to renew on time; CDI recommends completing CE at least 60 days before expiration so providers can report it.

How many CE hours are required to renew an Insurance license in California?

Approximately 24 continuing-education hours per cycle. Resident broker-agents must complete a minimum of 24 CE credit hours each two-year license term, which must include 3 hours of ethics CE. Line-specific add-ons apply: Long-Term Care sellers must complete 8 hours of LTC training before each license renewal (after the initial four 12-month periods of 8 hours each); life agents selling annuities must complete an initial 8-hour annuity course before soliciting, then a 4-hour annuity training each two-year term. (No general flood-specific CE mandate identified.) Confirm the current requirement with the California Department of Insurance (CDI).

Can I renew my California Insurance license online?

Yes — California offers online renewal through the California Department of Insurance (CDI). Use the official link on this page.

What happens if I let my California Insurance license expire?

Practicing on an expired license is generally prohibited and can carry penalties. A late fee of about $94 may apply. Contact the California Department of Insurance (CDI) promptly if your license has lapsed.

Renew the same license in another state

All states: Insurance Producer (Agent) renewal