Insurance License Renewal in Missouri (2026)

Insurance license renewal in Missouri is handled by the Missouri Department of Commerce and Insurance (DCI) — Division of Insurance, which requires Insurance Producer (Agent)s to renew every 24 months. Below are the renewal deadline rule, continuing-education (CE) hours, fees, and a direct link to the official renewal page — last verified 2026-06-01. This is an unofficial guide; always confirm the details with the board before you file.

Missouri Insurance renewal at a glance

Renewal cycle	24 months
Deadline rule	Resident producer licenses renew biennially (every two years) on the producer's birth date. Missouri moved from anniversary-of-issuance to birthday-based renewal; the license stays in effect until the birthday renewal passes unrenewed, or until refused/revoked/suspended.
CE hours required	16 hours
Renewal fee	$100.00
Online renewal	Yes
CE tracking system	NIPR
Governing body	Missouri Department of Commerce and Insurance (DCI) — Division of Insurance

Go to the official Missouri Department of Commerce and Insurance (DCI) — Division of Insurance renewal page →

Last verified 2026-06-01 from the Missouri Department of Commerce and Insurance (DCI) — Division of Insurance. automated research workflow (official missouri Department of Insurance), confidence high.

Continuing-education requirements for Insurances in Missouri

Resident producers generally complete 16 CE hours every two-year cycle, including at least 3 hours of insurance ethics (applies to Life/Health and Property/Casualty/Personal Lines). Title producers need only 8 hours per biennium. Producers selling Long-Term Care Partnership policies must complete 4 hours of Partnership CE every two years as part of (not in addition to) the 16 hours. Producers selling flood insurance must complete a one-time 3-hour NFIP-related course before selling (noted on the official producer renewal/CE materials). Courses must be state-approved and completed within the biennium they apply to. Exemptions exist (e.g., age 70+, credit/crop/pre-need-only, illness, residing abroad).

Need approved hours? Compare Missouri Insurance CE courses (some links are affiliate links).

How to renew your Insurance license in Missouri

Confirm your renewal deadline and current status on the Missouri Department of Commerce and Insurance (DCI) — Division of Insurance portal.
Complete the required 16 CE hours and confirm they appear in NIPR.
Submit the renewal application and pay the current fee online.
Keep proof of CE and your renewal confirmation for your records.

Good to know: Governing agency is now the Department of Commerce and Insurance (DCI); insurance producer content lives at insurance.mo.gov. Renewal is done online through NIPR (credit card/e-check); NIPR verifies CE compliance before allowing submission. The $100 fee is a single fixed biennial resident producer renewal fee (plus NIPR transaction fees). Late renewal incurs a $25-per-month penalty, allowed for up to 12 months past expiration. Licenses can be renewed up to 90 days before expiration. Statute RSMo 375.018 sets the two-year term, $100 biennial fee, and birth-date biennial renewal.

Insurance license renewal in Missouri: frequently asked questions

How often do I renew my Insurance license in Missouri?

Missouri Insurance licenses renew every 24 months. Resident producer licenses renew biennially (every two years) on the producer's birth date. Missouri moved from anniversary-of-issuance to birthday-based renewal; the license stays in effect until the birthday renewal passes unrenewed, or until refused/revoked/suspended.

How many CE hours are required to renew an Insurance license in Missouri?

Approximately 16 continuing-education hours per cycle. Resident producers generally complete 16 CE hours every two-year cycle, including at least 3 hours of insurance ethics (applies to Life/Health and Property/Casualty/Personal Lines). Title producers need only 8 hours per biennium. Producers selling Long-Term Care Partnership policies must complete 4 hours of Partnership CE every two years as part of (not in addition to) the 16 hours. Producers selling flood insurance must complete a one-time 3-hour NFIP-related course before selling (noted on the official producer renewal/CE materials). Courses must be state-approved and completed within the biennium they apply to. Exemptions exist (e.g., age 70+, credit/crop/pre-need-only, illness, residing abroad). Confirm the current requirement with the Missouri Department of Commerce and Insurance (DCI) — Division of Insurance.

Can I renew my Missouri Insurance license online?

Yes — Missouri offers online renewal through the Missouri Department of Commerce and Insurance (DCI) — Division of Insurance. Use the official link on this page.

What happens if I let my Missouri Insurance license expire?

Practicing on an expired license is generally prohibited and can carry penalties. A late fee of about $25 may apply. Contact the Missouri Department of Commerce and Insurance (DCI) — Division of Insurance promptly if your license has lapsed.

Renew the same license in another state

All states: Insurance Producer (Agent) renewal