Insurance License Renewal in Maryland (2026)

Insurance license renewal in Maryland is handled by the Maryland Insurance Administration, which requires Insurance Producer (Agent)s to renew every 24 months. Below are the renewal deadline rule, continuing-education (CE) hours, fees, and a direct link to the official renewal page — last verified 2026-06-01. This is an unofficial guide; always confirm the details with the board before you file.

Maryland Insurance renewal at a glance

Renewal cycle	24 months
Deadline rule	Resident individual producer licenses are issued biennially (a two-year cycle) and expire on the last day of the producer's birth month. CE should be completed at least 30 days before expiration to allow processing time.
CE hours required	24 hours
Renewal fee	$54.00
Online renewal	Yes
CE tracking system	Prometric (CE vendor); CE transcripts/courses looked up via Sircon (Vertafore). Renewal applications filed online through NIPR.
Governing body	Maryland Insurance Administration

Go to the official Maryland Insurance Administration renewal page →

Last verified 2026-06-01 from the Maryland Insurance Administration. automated research workflow (official maryland Department of Insurance), confidence high.

Continuing-education requirements for Insurances in Maryland

A resident producer with a major line of authority must complete 24 CE hours each two-year renewal period, comprising 21 line-relevant hours plus 3 hours of Ethics. Line-specific add-ons (counted within the 24): flood sellers need 2 hours in a flood-designated course, long-term care sellers need 2 hours in an LTC course, annuity sellers need a 4-hour initial annuity suitability course, and P&C producers selling bail bonds need 4 hours in a bail-bond course. Carry-over and duplicate courses (within the same period or within 6 months) are not allowed. Title-only resident producers have a reduced 16-hour requirement; producers age 70+ as of April 30, 2013 are exempt and those continuously licensed 25+ years as of October 1, 2008 have a reduced 8-hour requirement (no new qualifiers).

Need approved hours? Compare Maryland Insurance CE courses (some links are affiliate links).

How to renew your Insurance license in Maryland

Confirm your renewal deadline and current status on the Maryland Insurance Administration portal.
Complete the required 24 CE hours and confirm they appear in Prometric (CE vendor); CE transcripts/courses looked up via Sircon (Vertafore). Renewal applications filed online through NIPR..
Submit the renewal application and pay the current fee online.
Keep proof of CE and your renewal confirmation for your records.

Good to know: Renewal fee is $54 per the Insurance Article 2-112 (same as the initial license fee). For reinstatement of a license expired up to one year, the producer submits the $54 renewal fee plus a $15 fraud prevention fee, a $100 reinstatement (late) fee, completed CE, and the renewal application. After more than one year expired, the producer must re-apply as an initial applicant (pass the MD exam). Online renewal is via NIPR (nipr.com); paper applications can be mailed to MIA Producer Licensing, 200 St. Paul Place, Suite 2700, Baltimore, MD 21202. Governing authority: COMAR 31.03.02.03 and Insurance Article 10-408. Figures verified on official MIA documents; the $15 fraud prevention fee is referenced in the reinstatement context.

Insurance license renewal in Maryland: frequently asked questions

How often do I renew my Insurance license in Maryland?

Maryland Insurance licenses renew every 24 months. Resident individual producer licenses are issued biennially (a two-year cycle) and expire on the last day of the producer's birth month. CE should be completed at least 30 days before expiration to allow processing time.

How many CE hours are required to renew an Insurance license in Maryland?

Approximately 24 continuing-education hours per cycle. A resident producer with a major line of authority must complete 24 CE hours each two-year renewal period, comprising 21 line-relevant hours plus 3 hours of Ethics. Line-specific add-ons (counted within the 24): flood sellers need 2 hours in a flood-designated course, long-term care sellers need 2 hours in an LTC course, annuity sellers need a 4-hour initial annuity suitability course, and P&C producers selling bail bonds need 4 hours in a bail-bond course. Carry-over and duplicate courses (within the same period or within 6 months) are not allowed. Title-only resident producers have a reduced 16-hour requirement; producers age 70+ as of April 30, 2013 are exempt and those continuously licensed 25+ years as of October 1, 2008 have a reduced 8-hour requirement (no new qualifiers). Confirm the current requirement with the Maryland Insurance Administration.

Can I renew my Maryland Insurance license online?

Yes — Maryland offers online renewal through the Maryland Insurance Administration. Use the official link on this page.

What happens if I let my Maryland Insurance license expire?

Practicing on an expired license is generally prohibited and can carry penalties. A late fee of about $100 may apply. Contact the Maryland Insurance Administration promptly if your license has lapsed.

Renew the same license in another state

All states: Insurance Producer (Agent) renewal