Insurance License Renewal in Massachusetts (2026)

Insurance license renewal in Massachusetts is handled by the Massachusetts Division of Insurance (Department of Insurance), which requires Insurance Producer (Agent)s to renew every 36 months. Below are the renewal deadline rule, continuing-education (CE) hours, fees, and a direct link to the official renewal page — last verified 2026-06-01. This is an unofficial guide; always confirm the details with the board before you file.

Massachusetts Insurance renewal at a glance

Renewal cycle	36 months
Deadline rule	Resident producer licenses renew on a triennial (3-year) basis tied to the licensee's birth date, expiring on the day in the licensee's birth month. A license cannot be issued for longer than three years or shorter than two, so the first renewal may be a partial term. CE must be completed before the renewal date (the DOI advises at least 10 days prior so credits post to the transcript).
CE hours required	45 hours
Renewal fee	$225.00
Online renewal	Yes
CE tracking system	Prometric
Governing body	Massachusetts Division of Insurance (Department of Insurance)

Go to the official Massachusetts Division of Insurance (Department of Insurance) renewal page →

Last verified 2026-06-01 from the Massachusetts Division of Insurance (Department of Insurance). automated research workflow (official massachusetts Department of Insurance), confidence high.

Continuing-education requirements for Insurances in Massachusetts

Under M.G.L. c.175 sec. 177E and 211 CMR 50.00, resident producers licensed after April 4, 1983 must complete 60 CE hours (including 3 hours of MA-approved Ethics) before the FIRST renewal, then 45 CE hours (including 3 hours of Ethics) each subsequent 36-month triennium. Excess hours carry forward only to the next triennium. Line-specific requirements: Flood/NFIP sellers need 3 hours of MA-approved flood CE (counts toward P&C hours); annuity sales require a one-time approved course of at least 4 CE credits (211 CMR 96.06); Long-Term Care requires a one-time 8-hour training plus 4 hours of ongoing training every 24 months. Credit and travel lines do not require CE.

Need approved hours? Compare Massachusetts Insurance CE courses (some links are affiliate links).

How to renew your Insurance license in Massachusetts

Confirm your renewal deadline and current status on the Massachusetts Division of Insurance (Department of Insurance) portal.
Complete the required 45 CE hours and confirm they appear in Prometric.
Submit the renewal application and pay the current fee online.
Keep proof of CE and your renewal confirmation for your records.

Good to know: Massachusetts uses a 3-year (triennial) producer cycle, not the typical 2-year biennial. Renewal fee is $225; late/reinstatement requires double the unpaid renewal fee (i.e., $450), available within 12 months of the due date without re-exam per M.G.L. c.175 sec. 162M(c). A $75 lead paint surcharge applies per term when holding/adding Property, Casualty, or Personal Lines. Online renewal is via NIPR.com, which checks CE compliance before allowing submission. CE program is administered by Prometric (course review/provider services); licensees can view CE transcripts and find approved courses via State Based Systems (SBS/StateBasedSystems.com). Fees are waived for veterans (DD-214 required) and the legally blind. CE compliance status can take up to 72 hours to flow from the state to NIPR.

Insurance license renewal in Massachusetts: frequently asked questions

How often do I renew my Insurance license in Massachusetts?

Massachusetts Insurance licenses renew every 36 months. Resident producer licenses renew on a triennial (3-year) basis tied to the licensee's birth date, expiring on the day in the licensee's birth month. A license cannot be issued for longer than three years or shorter than two, so the first renewal may be a partial term. CE must be completed before the renewal date (the DOI advises at least 10 days prior so credits post to the transcript).

How many CE hours are required to renew an Insurance license in Massachusetts?

Approximately 45 continuing-education hours per cycle. Under M.G.L. c.175 sec. 177E and 211 CMR 50.00, resident producers licensed after April 4, 1983 must complete 60 CE hours (including 3 hours of MA-approved Ethics) before the FIRST renewal, then 45 CE hours (including 3 hours of Ethics) each subsequent 36-month triennium. Excess hours carry forward only to the next triennium. Line-specific requirements: Flood/NFIP sellers need 3 hours of MA-approved flood CE (counts toward P&C hours); annuity sales require a one-time approved course of at least 4 CE credits (211 CMR 96.06); Long-Term Care requires a one-time 8-hour training plus 4 hours of ongoing training every 24 months. Credit and travel lines do not require CE. Confirm the current requirement with the Massachusetts Division of Insurance (Department of Insurance).

Can I renew my Massachusetts Insurance license online?

Yes — Massachusetts offers online renewal through the Massachusetts Division of Insurance (Department of Insurance). Use the official link on this page.

What happens if I let my Massachusetts Insurance license expire?

Practicing on an expired license is generally prohibited and can carry penalties. A late fee of about $450 may apply. Contact the Massachusetts Division of Insurance (Department of Insurance) promptly if your license has lapsed.

Renew the same license in another state

All states: Insurance Producer (Agent) renewal