Insurance License Renewal in Washington (2026)

Insurance license renewal in Washington is handled by the Washington State Office of the Insurance Commissioner (OIC), which requires Insurance Producer (Agent)s to renew every 24 months. Below are the renewal deadline rule, continuing-education (CE) hours, fees, and a direct link to the official renewal page — last verified 2026-06-01. This is an unofficial guide; always confirm the details with the board before you file.

Washington Insurance renewal at a glance

Renewal cycle	24 months
Deadline rule	Resident individual producer licenses renew on a biennial (two-year) cycle and expire at the end of the licensee's birth month. Per WAC 284-17-423, an initial or reinstated license is valid from issuance until the end of the licensee's next birth month plus one year, after which renewal is every two years. Renewal can be done up to 90 days before expiration; late renewal is allowed up to 60 days after expiration with a late fee, and reinstatement up to 365 days after expiration.
CE hours required	24 hours
Renewal fee	$55.00
Online renewal	Yes
CE tracking system	NIPR
Governing body	Washington State Office of the Insurance Commissioner (OIC)

Go to the official Washington State Office of the Insurance Commissioner (OIC) renewal page →

Last verified 2026-06-01 from the Washington State Office of the Insurance Commissioner (OIC). automated research workflow (official washington Department of Insurance), confidence high.

Continuing-education requirements for Insurances in Washington

Resident individual producers holding life, disability, property, casualty, or personal lines must complete 24 CE credit hours per biennial renewal cycle, of which 3 hours must be in ethics. Excess credits cannot be carried over to the next cycle, and hours must be earned during the current renewal cycle. Course providers report completions to the OIC within 10 days; licensees must retain certificates for three years. Line-specific training is required in addition to the 24 hours: long-term care (LTC) training to sell LTC insurance, annuity suitability training to sell annuities, and flood insurance education to sell flood insurance.

Need approved hours? Compare Washington Insurance CE courses (some links are affiliate links).

How to renew your Insurance license in Washington

Confirm your renewal deadline and current status on the Washington State Office of the Insurance Commissioner (OIC) portal.
Complete the required 24 CE hours and confirm they appear in NIPR.
Submit the renewal application and pay the current fee online.
Keep proof of CE and your renewal confirmation for your records.

Good to know: Renewal fee of $55 verified on the OIC producer/adjuster licensing fees page (same as the initial full-lines producer fee). Late-renewal fee is tiered: $82.50 if 1-30 days late and $110 if 31-60 days late (late_fee_usd reflects the first tier). All producer/adjuster licenses renew online via NIPR or the OIC Online Services portal. The OIC sends email reminders 90, 60, and 30 days before expiration. The 24-month cycle is confirmed by the CE rule (certificates valid 24 months; biennial renewal per WAC ch. 284-17) and the birth-month-based term in WAC 284-17-423. Adjuster, firm/agency, and limited-line licenses are out of scope.

Insurance license renewal in Washington: frequently asked questions

How often do I renew my Insurance license in Washington?

Washington Insurance licenses renew every 24 months. Resident individual producer licenses renew on a biennial (two-year) cycle and expire at the end of the licensee's birth month. Per WAC 284-17-423, an initial or reinstated license is valid from issuance until the end of the licensee's next birth month plus one year, after which renewal is every two years. Renewal can be done up to 90 days before expiration; late renewal is allowed up to 60 days after expiration with a late fee, and reinstatement up to 365 days after expiration.

How many CE hours are required to renew an Insurance license in Washington?

Approximately 24 continuing-education hours per cycle. Resident individual producers holding life, disability, property, casualty, or personal lines must complete 24 CE credit hours per biennial renewal cycle, of which 3 hours must be in ethics. Excess credits cannot be carried over to the next cycle, and hours must be earned during the current renewal cycle. Course providers report completions to the OIC within 10 days; licensees must retain certificates for three years. Line-specific training is required in addition to the 24 hours: long-term care (LTC) training to sell LTC insurance, annuity suitability training to sell annuities, and flood insurance education to sell flood insurance. Confirm the current requirement with the Washington State Office of the Insurance Commissioner (OIC).

Can I renew my Washington Insurance license online?

Yes — Washington offers online renewal through the Washington State Office of the Insurance Commissioner (OIC). Use the official link on this page.

What happens if I let my Washington Insurance license expire?

Practicing on an expired license is generally prohibited and can carry penalties. A late fee of about $82.5 may apply. Contact the Washington State Office of the Insurance Commissioner (OIC) promptly if your license has lapsed.

Renew the same license in another state

All states: Insurance Producer (Agent) renewal