Insurance License Renewal in Rhode Island (2026)

Insurance license renewal in Rhode Island is handled by the Rhode Island Department of Business Regulation, Division of Insurance, which requires Insurance Producer (Agent)s to renew every 24 months. Below are the renewal deadline rule, continuing-education (CE) hours, fees, and a direct link to the official renewal page — last verified 2026-06-01. This is an unofficial guide; always confirm the details with the board before you file.

Rhode Island Insurance renewal at a glance

Renewal cycle	24 months
Deadline rule	Resident producer licenses are issued for a two-year (biennial) term and must be renewed by the last day of the licensee's birth month, with CE compliance completed by that date. Renewal may be submitted up to about 90 days before expiration; a 30-day grace period follows expiration before reinstatement is required.
CE hours required	24 hours
Renewal fee	$120.00
Online renewal	Yes
CE tracking system	NIPR
Governing body	Rhode Island Department of Business Regulation, Division of Insurance

Go to the official Rhode Island Department of Business Regulation, Division of Insurance renewal page →

Last verified 2026-06-01 from the Rhode Island Department of Business Regulation, Division of Insurance. automated research workflow (official rhode-island Department of Insurance), confidence high.

Continuing-education requirements for Insurances in Rhode Island

Resident producers must complete a minimum of 24 CE credit hours per biennial license period, including 3 hours of ethics; the 3 ethics credits must be earned within the cycle (they carry forward only as general credits). Up to 12 excess hours may carry forward to the next period. Line-specific add-ons: producers selling annuities licensed on/after 4/1/2021 must complete a one-time 4-hour annuity best-interest certification before transacting annuity business; producers selling long-term care must complete an initial 8-hour LTC certification, then 4 hours of ongoing LTC training every 24 months.

Need approved hours? Compare Rhode Island Insurance CE courses (some links are affiliate links).

How to renew your Insurance license in Rhode Island

Confirm your renewal deadline and current status on the Rhode Island Department of Business Regulation, Division of Insurance portal.
Complete the required 24 CE hours and confirm they appear in NIPR.
Submit the renewal application and pay the current fee online.
Keep proof of CE and your renewal confirmation for your records.

Good to know: Renewal fee of $120 (biennial) is set by RI regulation as $55/year base plus a $5/year CE tracking fee (CE tracking fee is bundled into the license fee, not billed separately). Reinstatement after expiration carries a $50 reinstatement fee on top of the applicable renewal fees — third-party trackers cite a combined $170 for residents ($120 renewal + $50 reinstatement), which reconciles with the official $50 reinstatement figure. A 30-day grace period after expiration allows late renewal without the reinstatement penalty. CE rule verified at RI SOS regulation 230-RICR-20-50-2; fees verified at 230-RICR-20-50-5. Renewal is processed electronically through NIPR. Annuity and LTC training are conditional, line-specific requirements only for producers transacting those products.

Insurance license renewal in Rhode Island: frequently asked questions

How often do I renew my Insurance license in Rhode Island?

Rhode Island Insurance licenses renew every 24 months. Resident producer licenses are issued for a two-year (biennial) term and must be renewed by the last day of the licensee's birth month, with CE compliance completed by that date. Renewal may be submitted up to about 90 days before expiration; a 30-day grace period follows expiration before reinstatement is required.

How many CE hours are required to renew an Insurance license in Rhode Island?

Approximately 24 continuing-education hours per cycle. Resident producers must complete a minimum of 24 CE credit hours per biennial license period, including 3 hours of ethics; the 3 ethics credits must be earned within the cycle (they carry forward only as general credits). Up to 12 excess hours may carry forward to the next period. Line-specific add-ons: producers selling annuities licensed on/after 4/1/2021 must complete a one-time 4-hour annuity best-interest certification before transacting annuity business; producers selling long-term care must complete an initial 8-hour LTC certification, then 4 hours of ongoing LTC training every 24 months. Confirm the current requirement with the Rhode Island Department of Business Regulation, Division of Insurance.

Can I renew my Rhode Island Insurance license online?

Yes — Rhode Island offers online renewal through the Rhode Island Department of Business Regulation, Division of Insurance. Use the official link on this page.

What happens if I let my Rhode Island Insurance license expire?

Practicing on an expired license is generally prohibited and can carry penalties. A late fee of about $50 may apply. Contact the Rhode Island Department of Business Regulation, Division of Insurance promptly if your license has lapsed.

Renew the same license in another state

All states: Insurance Producer (Agent) renewal