Insurance License Renewal in North Carolina (2026)

Insurance license renewal in North Carolina is handled by the North Carolina Department of Insurance (NCDOI), Agent Services Division, which requires Insurance Producer (Agent)s to renew every 24 months. Below are the renewal deadline rule, continuing-education (CE) hours, fees, and a direct link to the official renewal page — last verified 2026-06-01. This is an unofficial guide; always confirm the details with the board before you file.

North Carolina Insurance renewal at a glance

Renewal cycle	24 months
Deadline rule	Standard resident individual producer licenses (Life, Accident & Health, Property, Casualty, Personal Lines, etc.) do not formally "renew" — they remain valid until surrendered, canceled, or revoked. The license is instead maintained by meeting a biennial CE compliance date, which falls on the last day of the licensee's birth month every two years (the odd/even renewal year keyed to the licensee's birth year). Failure to complete CE by the compliance date causes the license to expire.
CE hours required	24 hours
Renewal fee	see board (fee not fixed/published)
Online renewal	Yes
CE tracking system	Prometric (CE administrator); licensees view transcripts/compliance via Sircon (sircon.com). License transactions handled via NIPR.
Governing body	North Carolina Department of Insurance (NCDOI), Agent Services Division

Go to the official North Carolina Department of Insurance (NCDOI), Agent Services Division renewal page →

Last verified 2026-06-01 from the North Carolina Department of Insurance (NCDOI), Agent Services Division. automated research workflow (official north-carolina Department of Insurance), confidence high.

Continuing-education requirements for Insurances in North Carolina

Resident producers must complete 24 hours of CE on a biennial basis, including at least 3 hours of ethics. Property/Casualty and Personal Lines producers (and adjusters) must also complete a 3-hour NFIP flood insurance certification course in their first compliance period and every other period thereafter (roughly every 4 years). Failing to meet the minimum hours or the mandatory ethics/flood hours by the compliance date causes the license to expire. Excess hours can carry forward, but ethics/flood credits carry over only as general credit. Reinstatement within 4 months of the compliance date requires a $75 fee paid to the CE administrator.

Need approved hours? Compare North Carolina Insurance CE courses (some links are affiliate links).

How to renew your Insurance license in North Carolina

Confirm your renewal deadline and current status on the North Carolina Department of Insurance (NCDOI), Agent Services Division portal.
Complete the required 24 CE hours and confirm they appear in Prometric (CE administrator); licensees view transcripts/compliance via Sircon (sircon.com). License transactions handled via NIPR..
Submit the renewal application and pay the current fee online.
Keep proof of CE and your renewal confirmation for your records.

Good to know: Unusual model: NC standard resident individual producer licenses are perpetual and carry no recurring renewal application fee — they are kept active solely by satisfying the biennial CE compliance date. The published NC resident renewal fee schedule (effective 1/26/2024) lists renewal fees only for specialty individual producer types (Viatical Settlement Broker $534 total, Surplus Lines $84 total), adjusters, and business entities — not for a base resident producer. Therefore no single fixed resident-producer renewal fee exists. The $75 "late fee" captured here is the CE reinstatement fee (paid to Prometric) during the 4-month grace period after the compliance date; it is not a license renewal late fee. A $5.60 NIPR transaction fee applies to electronic submissions. Ethics (3 hrs) and flood (3 hrs for P&C/Personal Lines) breakdown corroborated by multiple CE providers consistent with the official NCDOI statement of "24 hours biennially including mandatory ethics and flood hours."

Insurance license renewal in North Carolina: frequently asked questions

How often do I renew my Insurance license in North Carolina?

North Carolina Insurance licenses renew every 24 months. Standard resident individual producer licenses (Life, Accident & Health, Property, Casualty, Personal Lines, etc.) do not formally "renew" — they remain valid until surrendered, canceled, or revoked. The license is instead maintained by meeting a biennial CE compliance date, which falls on the last day of the licensee's birth month every two years (the odd/even renewal year keyed to the licensee's birth year). Failure to complete CE by the compliance date causes the license to expire.

How many CE hours are required to renew an Insurance license in North Carolina?

Approximately 24 continuing-education hours per cycle. Resident producers must complete 24 hours of CE on a biennial basis, including at least 3 hours of ethics. Property/Casualty and Personal Lines producers (and adjusters) must also complete a 3-hour NFIP flood insurance certification course in their first compliance period and every other period thereafter (roughly every 4 years). Failing to meet the minimum hours or the mandatory ethics/flood hours by the compliance date causes the license to expire. Excess hours can carry forward, but ethics/flood credits carry over only as general credit. Reinstatement within 4 months of the compliance date requires a $75 fee paid to the CE administrator. Confirm the current requirement with the North Carolina Department of Insurance (NCDOI), Agent Services Division.

Can I renew my North Carolina Insurance license online?

Yes — North Carolina offers online renewal through the North Carolina Department of Insurance (NCDOI), Agent Services Division. Use the official link on this page.

What happens if I let my North Carolina Insurance license expire?

Practicing on an expired license is generally prohibited and can carry penalties. A late fee of about $75 may apply. Contact the North Carolina Department of Insurance (NCDOI), Agent Services Division promptly if your license has lapsed.

Renew the same license in another state

All states: Insurance Producer (Agent) renewal