Insurance License Renewal in Arizona (2026)

Insurance license renewal in Arizona is handled by the Arizona Department of Insurance and Financial Institutions (DIFI), which requires Insurance Producer (Agent)s to renew every 48 months. Below are the renewal deadline rule, continuing-education (CE) hours, fees, and a direct link to the official renewal page — last verified 2026-06-01. This is an unofficial guide; always confirm the details with the board before you file.

Arizona Insurance renewal at a glance

Renewal cycle	48 months
Deadline rule	Resident producer licenses renew on a four-year (biennial-times-two) cycle, expiring on the last day of the licensee's birth month. The license may be renewed up to 90 days before expiration; if a complete renewal application and fee are not received on or before the expiration date, the license expires.
CE hours required	48 hours
Renewal fee	$120.00
Online renewal	Yes
CE tracking system	PSI Services LLC (state CE administrator); renewals filed via NIPR
Governing body	Arizona Department of Insurance and Financial Institutions (DIFI)

Go to the official Arizona Department of Insurance and Financial Institutions (DIFI) renewal page →

Last verified 2026-06-01 from the Arizona Department of Insurance and Financial Institutions (DIFI). automated research workflow (official arizona Department of Insurance), confidence high.

Continuing-education requirements for Insurances in Arizona

Resident producers holding a major line of authority (life, accident & health, property, casualty, or personal lines) must complete 48 hours of Arizona-approved CE per four-year licensing period, including a minimum of 6 hours in ethics. CE is not subject-area-restricted except for the ethics requirement and, where applicable, flood and long-term care. Line-specific training may also apply: long-term care insurance training, annuity-related training, and federal NFIP flood insurance training (FEMA-mandated) for producers selling those products. CE must be completed before submitting the renewal application.

Need approved hours? Compare Arizona Insurance CE courses (some links are affiliate links).

How to renew your Insurance license in Arizona

Confirm your renewal deadline and current status on the Arizona Department of Insurance and Financial Institutions (DIFI) portal.
Complete the required 48 CE hours and confirm they appear in PSI Services LLC (state CE administrator); renewals filed via NIPR.
Submit the renewal application and pay the current fee online.
Keep proof of CE and your renewal confirmation for your records.

Good to know: Note the unusually long four-year (48-month) renewal cycle rather than the typical 24 months. Base renewal fee is $120.00 per class of license; add $500 if also renewing life settlement broker authority and $1,000 for surplus lines broker authority (not applicable to a standard producer). NIPR charges a small (~$5-$7) transaction fee for online filing. The $22 FBI fingerprint fee applies only to initial applications, not renewals. CE administrator is PSI Services LLC (PSI), which replaced Prometric; PSI also administers pre-licensing exams. The 48-hour/6-hour-ethics CE applies to producers with a major line of authority; limited-lines-only producers may have different requirements. Adjusters in Arizona have no CE requirement (excluded from this record, which covers resident producers).

Insurance license renewal in Arizona: frequently asked questions

How often do I renew my Insurance license in Arizona?

Arizona Insurance licenses renew every 48 months. Resident producer licenses renew on a four-year (biennial-times-two) cycle, expiring on the last day of the licensee's birth month. The license may be renewed up to 90 days before expiration; if a complete renewal application and fee are not received on or before the expiration date, the license expires.

How many CE hours are required to renew an Insurance license in Arizona?

Approximately 48 continuing-education hours per cycle. Resident producers holding a major line of authority (life, accident & health, property, casualty, or personal lines) must complete 48 hours of Arizona-approved CE per four-year licensing period, including a minimum of 6 hours in ethics. CE is not subject-area-restricted except for the ethics requirement and, where applicable, flood and long-term care. Line-specific training may also apply: long-term care insurance training, annuity-related training, and federal NFIP flood insurance training (FEMA-mandated) for producers selling those products. CE must be completed before submitting the renewal application. Confirm the current requirement with the Arizona Department of Insurance and Financial Institutions (DIFI).

Can I renew my Arizona Insurance license online?

Yes — Arizona offers online renewal through the Arizona Department of Insurance and Financial Institutions (DIFI). Use the official link on this page.

What happens if I let my Arizona Insurance license expire?

Practicing on an expired license is generally prohibited and can carry penalties. A late fee of about $100 may apply. Contact the Arizona Department of Insurance and Financial Institutions (DIFI) promptly if your license has lapsed.

Renew the same license in another state

All states: Insurance Producer (Agent) renewal