Insurance License Renewal in Tennessee (2026)

Insurance license renewal in Tennessee is handled by the Tennessee Department of Commerce and Insurance (TDCI), Insurance Division, which requires Insurance Producer (Agent)s to renew every 24 months. Below are the renewal deadline rule, continuing-education (CE) hours, fees, and a direct link to the official renewal page — last verified 2026-06-01. This is an unofficial guide; always confirm the details with the board before you file.

Tennessee Insurance renewal at a glance

Renewal cycle	24 months
Deadline rule	Resident producer licenses are renewed biennially (every two years), with the license expiring on the last day of the licensee's birth month. Renewal must be completed on or before the end of that birth month; renewal can be submitted up to 90 days before expiration.
CE hours required	24 hours
Renewal fee	$60.00
Online renewal	Yes
CE tracking system	NIPR
Governing body	Tennessee Department of Commerce and Insurance (TDCI), Insurance Division

Go to the official Tennessee Department of Commerce and Insurance (TDCI), Insurance Division renewal page →

Last verified 2026-06-01 from the Tennessee Department of Commerce and Insurance (TDCI), Insurance Division. automated research workflow (official tennessee Department of Insurance), confidence high.

Continuing-education requirements for Insurances in Tennessee

Resident producers must complete 24 credit hours of approved CE per biennial renewal cycle, of which 3 hours must concentrate in ethics. Line-specific training also applies: a one-time 4-credit annuity training course is required before selling annuity products (effective Jan 1, 2024); long-term care sellers need a one-time 8-hour course plus 4-hour ongoing training every 24 months; producers selling property/casualty (flood) need a one-time 3-hour flood course that counts toward the 24-hour total for one cycle. Producers continuously licensed since January 1, 1994 are exempt from the general CE requirement.

Need approved hours? Compare Tennessee Insurance CE courses (some links are affiliate links).

How to renew your Insurance license in Tennessee

Confirm your renewal deadline and current status on the Tennessee Department of Commerce and Insurance (TDCI), Insurance Division portal.
Complete the required 24 CE hours and confirm they appear in NIPR.
Submit the renewal application and pay the current fee online.
Keep proof of CE and your renewal confirmation for your records.

Good to know: Renewals are processed online through NIPR (nipr.com), as directed on the official TDCI licensing forms page. The $60 renewal fee and biennial birth-month deadline are confirmed in the official Tennessee administrative rule (Tenn. Comp. R. & Regs. 0780-01-56-.09). CE providers electronically transmit completion records within 30 days. The $120 late/reinstatement fee for renewing within one year after expiration appears in secondary licensing sources reflecting TDCI's fee schedule but was not confirmed verbatim on the specific .gov rule section reviewed, so treat with mild caution. Agent Licensing contact: 1-888-416-0868, [email protected].

Insurance license renewal in Tennessee: frequently asked questions

How often do I renew my Insurance license in Tennessee?

Tennessee Insurance licenses renew every 24 months. Resident producer licenses are renewed biennially (every two years), with the license expiring on the last day of the licensee's birth month. Renewal must be completed on or before the end of that birth month; renewal can be submitted up to 90 days before expiration.

How many CE hours are required to renew an Insurance license in Tennessee?

Approximately 24 continuing-education hours per cycle. Resident producers must complete 24 credit hours of approved CE per biennial renewal cycle, of which 3 hours must concentrate in ethics. Line-specific training also applies: a one-time 4-credit annuity training course is required before selling annuity products (effective Jan 1, 2024); long-term care sellers need a one-time 8-hour course plus 4-hour ongoing training every 24 months; producers selling property/casualty (flood) need a one-time 3-hour flood course that counts toward the 24-hour total for one cycle. Producers continuously licensed since January 1, 1994 are exempt from the general CE requirement. Confirm the current requirement with the Tennessee Department of Commerce and Insurance (TDCI), Insurance Division.

Can I renew my Tennessee Insurance license online?

Yes — Tennessee offers online renewal through the Tennessee Department of Commerce and Insurance (TDCI), Insurance Division. Use the official link on this page.

What happens if I let my Tennessee Insurance license expire?

Practicing on an expired license is generally prohibited and can carry penalties. A late fee of about $120 may apply. Contact the Tennessee Department of Commerce and Insurance (TDCI), Insurance Division promptly if your license has lapsed.

Renew the same license in another state

All states: Insurance Producer (Agent) renewal