Insurance License Renewal in New Jersey (2026)

Insurance license renewal in New Jersey is handled by the New Jersey Department of Banking and Insurance (DOBI), which requires Insurance Producer (Agent)s to renew every 24 months. Below are the renewal deadline rule, continuing-education (CE) hours, fees, and a direct link to the official renewal page — last verified 2026-06-01. This is an unofficial guide; always confirm the details with the board before you file.

New Jersey Insurance renewal at a glance

Renewal cycle	24 months
Deadline rule	Resident producer licenses are renewed biennially (every 2 years) and expire on the last day of the licensee's birth month. The department sends renewal notices roughly 30 days before expiration and producers may renew online up to 90 days before the expiration date.
CE hours required	24 hours
Renewal fee	$150.00
Online renewal	Yes
CE tracking system	NIPR (renewal); PSI Services LLC (CE reporting/tracking)
Governing body	New Jersey Department of Banking and Insurance (DOBI)

Go to the official New Jersey Department of Banking and Insurance (DOBI) renewal page →

Last verified 2026-06-01 from the New Jersey Department of Banking and Insurance (DOBI). automated research workflow (official new-jersey Department of Insurance), confidence high.

Continuing-education requirements for Insurances in New Jersey

Resident individual producers must complete 24 CE credits per 2-year licensing term, including at least 3 credit hours in approved ethics instruction (one of which may instead be insurance-fraud content). Twelve of the 24 hours must be classroom or classroom-equivalent (interactive video) instruction. Producers authorized to sell flood insurance must complete a one-time 3-credit course on flood insurance and the National Flood Insurance Program, counted within the 24-credit total. Up to 12 excess non-ethics credits may carry over to the next term; ethics credits cannot be carried over.

Need approved hours? Compare New Jersey Insurance CE courses (some links are affiliate links).

How to renew your Insurance license in New Jersey

Confirm your renewal deadline and current status on the New Jersey Department of Banking and Insurance (DOBI) portal.
Complete the required 24 CE hours and confirm they appear in NIPR (renewal); PSI Services LLC (CE reporting/tracking).
Submit the renewal application and pay the current fee online.
Keep proof of CE and your renewal confirmation for your records.

Good to know: Governing body is the NJ Department of Banking and Insurance (DOBI), which administers both banking and insurance. Fees are per renewal application, not per line: $150 for major lines (Life, Accident & Health, Property, Casualty, Variable, Personal Lines, Surplus Lines, Title); limited-line renewal is $75. Late renewals (filed more than 30 days but less than 1 year after expiration) incur an extra $100 for major lines ($50 limited lines); paper renewals add a $20 processing fee. Renewals are processed through NIPR's electronic resident licensing system (NIPR charges a small transaction fee). CE credit balances are tracked by PSI Services LLC, the state's contracted CE reporting vendor. The official nj.gov producer FAQ confirmed the 2-year cycle, 24-credit/3-ethics CE rule, flood-CE requirement, and $100 late fee; NIPR's state page confirmed the birth-month biennial expiration rule and the $150 major-lines fee.

Insurance license renewal in New Jersey: frequently asked questions

How often do I renew my Insurance license in New Jersey?

New Jersey Insurance licenses renew every 24 months. Resident producer licenses are renewed biennially (every 2 years) and expire on the last day of the licensee's birth month. The department sends renewal notices roughly 30 days before expiration and producers may renew online up to 90 days before the expiration date.

How many CE hours are required to renew an Insurance license in New Jersey?

Approximately 24 continuing-education hours per cycle. Resident individual producers must complete 24 CE credits per 2-year licensing term, including at least 3 credit hours in approved ethics instruction (one of which may instead be insurance-fraud content). Twelve of the 24 hours must be classroom or classroom-equivalent (interactive video) instruction. Producers authorized to sell flood insurance must complete a one-time 3-credit course on flood insurance and the National Flood Insurance Program, counted within the 24-credit total. Up to 12 excess non-ethics credits may carry over to the next term; ethics credits cannot be carried over. Confirm the current requirement with the New Jersey Department of Banking and Insurance (DOBI).

Can I renew my New Jersey Insurance license online?

Yes — New Jersey offers online renewal through the New Jersey Department of Banking and Insurance (DOBI). Use the official link on this page.

What happens if I let my New Jersey Insurance license expire?

Practicing on an expired license is generally prohibited and can carry penalties. A late fee of about $100 may apply. Contact the New Jersey Department of Banking and Insurance (DOBI) promptly if your license has lapsed.

Renew the same license in another state

All states: Insurance Producer (Agent) renewal